February 20, 2024

At present, the problem of inflation has turn out to be one of the crucial vital points on the earth. Due to this fact, in line with this want, startups have appeared all around the world, whose mission is to present loans to folks to purchase items.

In Iran, there are websites comparable to Lendo, ghesta, Azki Vam, Ghesti Membership, Digipay, and many others., which give mortgage candidates the chance to simply buy the product they need.

Within the continuation of this text, we’ll evaluation the DGshahr startup, which is without doubt one of the startups that gives loans and credit score for the acquisition of product.

Introducing DGshahr providers

DGshahr supplies varied amenities to mortgage candidates by offering product loans for installment purchases. DGshahr regardless of the validation score of individuals may give them loans with 60 months refund.

Advantages of getting a mortgage from DGshahr

  • The bottom price
  • Greater mortgage quantity
  • Longer reimbursement interval
  • No want for a guarantor
  • Much less time in granting loans
  • Free validation

The bottom price and the bottom efficient charge

Some of the vital benefits of receiving a mortgage from DGshahr is the bottom price. Mortgage candidates pay completely different price ranges in line with their mortgage reimbursement interval:

6 months: 5% facility price

12 months: 5% facility price

18 months: 6.72% facility price

24 months: 8.24 facility price

30 months: 9.24% facility price

36 months: 9.96% facility price

42 months: 10.64% facility price

48 months: 11.29% facility price

60 months: 12.52% facility price

In case you are searching for a low-interest mortgage, or in different phrases, a mortgage with the bottom charges, DGshahr has offered you with the chance to purchase extra items and, because of this, the quantity you obtain will enhance considerably in comparison with different opponents in Iran.

Greater mortgage restrict

The restrict on the quantity of mortgage obtained is without doubt one of the most vital benefits that distinguish DGshahr from different opponents.

Most mortgage reimbursement interval

The reimbursement interval of DGshahr mortgage is about as much as 60 months in line with your wants, in fact you’ll be able to even change the quantity of credit score you obtain and decide the reimbursement interval of the mortgage installments. However what is called a bonus is the 60-month ceiling as reimbursement of the power, which can lead to extra revenue. The truth is, DGshahr has the longest reimbursement interval in comparison with different lendtechs that provide loans for the acquisition of products. Due to this fact, it’s thought of a very good financial choice for candidates who need to pay their mortgage in long-term installments.

Get a mortgage single with a verify

Receiving a credit score of 120 million tomans with a single verify with out the necessity for a guarantor is a very powerful service offered by DGshahr to candidates for a mortgage for the acquisition of products. You may get an on the spot on-line mortgage in line with your credit standing to purchase installments with a verify from DGshahr.

Much less time in granting loans

Step one for getting merchandise in installments is to decide on an organization that we will belief and purchase our “goal merchandise” with the highest quality and the best worth. The goal product is definitely the required product that must be bought in accordance with the specified credit score restrict and its reimbursement interval, and whereas satisfying our wants, we must also fulfill the funding in one of the best ways and keep away from paying double prices for the acquisition. We are going to purchase the identical product sooner or later.

However a very powerful factor that occupies the thoughts of the applicant for a mortgage within the first place is the credit score restrict, annual reimbursement curiosity and assure. Thus far, DGshahr has offered all three circumstances for on-line mortgage candidates; In different phrases, these three benefits in DGshahr are:

  • Having the best credit score restrict (200 million Tomans)
  • Having the utmost installment reimbursement interval (60 months)
  • Obtain a mortgage as much as 120 million tomans with out the necessity for a guarantor

Free validation

Beforehand, it was essential to pay a price for validation with the intention to obtain a product mortgage. Suppose you’re purported to obtain credit score from a number of completely different locations and because of this you must pay a price for validation every time. Free validation is without doubt one of the most vital measures taken by DGshahr for customers in order that they now not must pay to obtain credit score for buying their items. Due to this fact, receiving a mortgage with free validation is one other benefit supplied by DGshahr to candidates.

Figuring out the mortgage quantity based mostly on an individual’s validation score

The that means of validation score is an individual’s creditworthiness in paying his obtained credit over time. In different phrases, if an individual is taken into account one of many creditworthy clients who has paid his earlier loans on time, he may have validation score.

Advantages of installment buy

DGshahr supplies candidates with the power to buy sturdy client items by providing loans as much as “200 million tomans” and a “60-month reimbursement interval”. However along with these two particular benefits, DGshahr has additionally thought of different distinctive amenities for on-line mortgage candidates, that are distinctive in comparison with opponents. Receiving a mortgage of as much as 120 million Tomans and not using a guarantor and with just one fisherman’s verify to ensure the fee of installments throughout 60 months and receiving 200 million Tomans with two checks has made DGshahr one of the best lendtech in Iran within the subject of making use of for important loans for the acquisition of products.

What merchandise might be bought with a DGshahr mortgage?

A few of the greatest merchandise you could purchase from Digi Metropolis retailer are:

Digital merchandise

A very powerful digital items obtainable in DGshahr’s on-line installment buying retailer are: cell phones, laptops, cameras, storage tools, and many others.


A very powerful digital items obtainable in DGshahr’s on-line installment buying retailer are: carpets, furnishings, fridges, washing machines, and many others.


It’s attainable to purchase all types of installment bikes in several courses from Niked and Sport to scooters at DGshahr retailer.

Different classes of merchandise obtainable on the DGshahr web site are:


Tools and instruments

Sports activities and journey